The Free Guide to put your affairs in order

In Pay Zero Care Fees, you will discover how to get your affairs in order fast, protect your assets from the Government, enable people of your choice to make decisions on your behalf should you ever lose capacity, save yourself and your family tens and potentially even hundreds of thousands of pounds.

This report really opened my eyes. It’s probably the best value for money that I have ever received. Such important, valuable information and so simple to understand.

– Bernard Carrol, Yorkshire

GET YOUR FREE GUIDE!

 

  • Everyone who is subscribed to our mailing list will get the most recent version of the report, as and when it is updated, for free.
  • Please remember, you can unsubscribe at any time.
  • Current Guide: October 2023 Edition

What is the Guide about?

If your assets (including your home) come to more than £23,250, you will be forced to sell your home to pay for your care, whether that’s because of old age, an accident or mental illness.

Unless you are fortunate enough to have been awarded continuous healthcare which can be very difficult to achieve, our Free Guide can help you and advise you on many areas including:

  • Protect your Assets, Home and Savings
  • Setting up a Trust
  • The Importance of a Lasting Power of Attorney
  • How to complete Probate for Free
  • The Importance of making a Will
  • and much more advice

At the moment, residential care costs an average of £850 a week which equates to an annual payment of £44,200; please note that this figure very much depends on which part of the country you live in. Depending on the level of care required, particularly for Dementia and Alzheimer’s patients, these costs can be much higher.

Recent Government Updates to Social Care

Parliament announced changes to social care reform on September 7th, 2021. This will have a significant impact for anyone that requires future care.

We have updated Pay Zero Care Fees with all the details you need to know about this recent legislation, and how this effects you as an individual.

In the November 2022 budget the chancellor revealed in his latest budget that the planned improvements and new ceiling cap of £86,000 to pay for care fees due to start in October 2023, has now been delayed further until October 2025 another two years.

This is due to the current economic climate. This will have an impact for anyone entering care between now and then. It’s not good news, however this gives you the opportunity to review your affairs and put things in place that will help to protect your Assets and home.

Download Pay Zero Care Fees to learn more, or contact Nigel Johnson, of NJ Legal Services to book a consultation.

  • Latest figures reveal that over 30,000 homes a year in England and Wales are being taken from their owners by local authorities in order to help pay for long term care fees.

About the Author

By Nigel Johnson | Estate Planning Consultant and Proprietor of NJ Legal Services

Nigel Johnson is an Estate Practitioner qualified originally with the IPW (Institute of Professional Will Writers) and then with STEP (Society of Trust and Estate Practitioners) by attaining the modern and highly sought-after Advanced Certificate in Will Preparation and Drafting.

Previous experience includes: financial advisor in Banking, also attaining AIB qualification. Insurance with Norwich Union specialising in private healthcare and for a six-year period working with Heritage Legal and Financial based in the East of England before working in his own practice; NJ Legal Services.

   

Please be aware that this guide is for use in England and Wales.